Archive for the ‘ Auto Accident ’ Category


How to Earn the Insurance Company’s Respect

October 19, 2016

After being in personal injury law for more than 30 years, we’ve learned a thing or two about getting respect from the insurance company. Like in most life situations, respect is earned through strong character and an uncompromising resolve. Over the years, we’ve earned the respect of insurance companies by standing up for what is fair, fighting for the rights of our clients, and never compromising for less than they deserve, no matter how much easier doing so would be. That mutual respect enables us to negotiate with confidence, often getting to a fair settlement without the need of going to court.

Even if you’re a lifelong customer of the insurance company in question, they have nothing to lose by offering you a small check that may or may not cover all your expenses. If you take it, they’re off the hook for good, leaving you responsible for every medical bill or other expenses that comes your way in the future.

Thankfully, there is something you can do to gain the insurance company’s respect. Give us a call. We’ve helped hundreds of folks in Indiana over the years get what they deserve from the insurance company, and we’re ready to help you too. If you’ve been injured, call our experienced Indiana car accident attorneys today for a free consultation.


Three Questions to Determine If You Have a Claim

October 12, 2016

At Stewart & Stewart, we offer every accident victim who calls our firm a free, no obligation consultation. We do that because we know how many questions folks have after an accident, and we don’t believe they should have to pay to get the answers. However, we can’t provide answers to your questions unless you call. But how do you know if you should call a lawyer?

Here are three questions to ask yourself to determine whether or not you should call a lawyer:

  1. Did someone else cause the accident?
  2. Were you injured in the accident?
  3. Do you feel you shouldn’t be responsible for what this accident is going to cost you?

If you answered yes to all three of those questions, you should give us a call. It’s quite possible that you have a personal injury case that could result in a significant settlement. To find out how much that case is worth, as well as learn what your next steps should be, you need to consult with an experienced Indiana car accident attorney. Give us a call today for your free, no obligation consultation. We’ll answer any questions you might have, so you can take the right next steps with confidence.


Don’t Leave Money on the Table

September 14, 2016

Wouldn’t it be great if there was an app for maximizing your injury claim after a serious accident? All you’d have to do is touch the screen, and the insurance company would give you every dollar you deserve. Unfortunately, getting what you deserve after an accident isn’t that easy. In fact, it can be extremely difficult if you try to take on the insurance company alone.

Most folks don’t realize this, but your injury claim doesn’t end with the accident itself. The insurance company may want you to believe that the injuries you sustained and the treatment you received after your accident is all they are liable for, but that’s seldom the case. You have to look at your injury claim as a series of events directly linked to your accident. It’s like dominos. The accident is simply the first to be knocked over, which leads to another and another and another. Your injury claim should include the entire impact of your accident, which may  include medical expenses, physical therapy, lost wages, pain and suffering, and more. Without an experienced attorney on your side, you could be leaving significant amounts of money on the table that you will need later on.

Don’t risk going it alone after your accident. Call our experienced Indiana car accident attorneys for a free consultation. We’ll stand up to the insurance company on your behalf and fight for every dollar you deserve. Call today.


The Guarantee We Give Every Client

August 24, 2016

There are few guarantees in life. We live in a world of uncertainty, where anything can happen. In personal injury law, you’ll be hard pressed to find a lawyer in Indiana who will guarantee that they’ll win your case or get you a big sum of money. There are just too many variables to consider. However, the attorneys at Stewart & Stewart can extend every client a guarantee that could significantly impact your decision to hire a lawyer after your accident. It’s called the No Fee Guarantee®, and as a client of our firm, you automatically qualify for it.

The No Fee Guarantee states that if we don’t win your case, you won’t owe us anything. That means we’ll work on your behalf with no upfront costs—no attorneys fees, no out-of-pocket legal expenses—until we win you money. If by chance we don’t win or settle your case, you don’t owe us anything. Why do we do this? Because we believe every accident victim in Indiana should have access to the legal help they need, and taking away some of the financial risk allows them to do so.

If you’ve been injured, call our experienced Indiana car accident attorneys today for a free consultation. If we feel we can help, we’ll take on your case and you won’t owe us a dime until we win. That’s the No Fee Guarantee. Don’t wait to get the help you need. Call us today.


The Difference Between Information and Experience

August 17, 2016

Getting the information you need used to be a process. For instance, you wanted to know the capital of Uruguay, you had to either ask someone who knew or look it up at the library. Nothing was instantaneous. Nowadays, getting information on pretty much anything you want to know is always at your fingertips. All you have to do is pick up your phone, type in a question, and a wealth of info will flood your screen faster than you can say “search engine.” You can even find all the information you need online in order to file your own injury claim, though we wouldn’t recommend it. Here’s why.

There’s a big difference between information and experience. Although YouTube can show you how to fix a faulty gas line in your house, most folks would prefer that an expert take care of it instead. Why is that when you both have access to the same information? Experience. There are a thousand things that can go wrong in the process, and when they do, you want someone with the necessary experience to handle them. The same is true after a car accident. An experienced Indiana car accident attorney, like those at Stewart & Stewart, have years of experience handling injury claims. We know what can go wrong and how to fix it when it does.

If you’ve been injured in a car accident, don’t make the mistake of handling your injury claim on your own. Call us instead for a free consultation. There’s no cost or obligation. Just answers. Contact us today.


Distracted Driving Statistics

July 27, 2016

There are rules everyone must follow on the road in order to ensure the safety of all drivers. Never cross a double line, yield to pedestrians, and signal before a turn are just a few of the rules every driver is taught. In recent years, new laws have been passed to combat distracted driving, such as the Indiana law banning cell phone use for people under 18. Adhering to these new laws is just as important as stopping at a stop sign or leaving adequate between you and the driver in front of you.

Distracted driving has become one of the leading causes of motor vehicle accidents in the country. According to, in 2014 alone, more than 430,000 people were injured and 3,100 were killed in accidents caused by distracted driving. Not scary enough? Here are a few more statistics to consider:

  • 10% of all drivers 15 to 19-years-old who were in a fatal accident were distracted immediately preceding the accident.
  • At any given moment, 660,000 Americans are using their cell phones while driving.
  • Five seconds is the average time your eyes are off the road when texting, which is the equivalent of driving the length of a football field blindfolded.

At Stewart & Stewart, we see every day the amount of destruction distracted driving can unleash on a community. That’s why we hold distracted drivers who cause serious car and truck accidents accountable for their negligence. If you’ve been injured, call our Indiana car accident attorneys today for a free consultation.


What “Fair” Means to the Insurance Company

July 20, 2016

At Stewart & Stewart, we spend a lot of time talking about fair. In fact, we’ve spent our entire careers in the pursuit of fair compensation for our clients. Fair doesn’t mean inflated or unwarranted. Fair means fair. We don’t seek more damages than our clients deserve. When we go to the insurance company with a demand, we truly believe our client is entitled to that amount, and we’ll fight tooth and nail to make sure they get it.

But what does fair mean to the insurance company? In our experience, their initial offers seldom seem fair, nor do their second. Perhaps the word “fair” doesn’t have the same positive connotations to them as it does for us. Fair eats into their profits. Fair jeopardizes their business model. Yet their marketing teams spend millions of dollars every year assuring the public that they’ll treat them fairly. Contradiction? We think so.

If you’ve been injured, call our experienced Indiana personal injury lawyers today for a free consultation. We have more than 30 years of experience fighting the insurance companies for fair compensation, and we’re ready to put that experience to work for you. Don’t settle for less by going it alone. Contact us today.


How to Defuse Road Rage in Indianapolis

July 13, 2016

Road rage is a leading cause of car accidents. When emotion takes over, common sense is usually the first thing to go. At Stewart & Stewart, we see the devastation aggressive driving can inflict on a community, which is why we would like to offer the following tips for defusing road rage before it causes an accident.

  • Move over—One of the most dangerous, not to mention annoying, forms of aggressive driving is tailgating. When someone gets right on your bumper and stays there, avoid the urge to respond in kind by speeding up, or worse, slamming on your brakes. Instead, simply move over a lane and let them pass. Don’t let their hurry force you into a perilous position.
  • Keep your cool—No matter what someone else on the road is doing, you have the power to react in a calm and collected manner. If someone aggressively engages you with their vehicle or in an otherwise threatening manner, don’t engage them back. Instead, keep your cool and separate yourself from them.
  • Use your horn only when necessary—The car horn is intended to be used to warn other drivers of potential danger, not as a weapon. Use your horn sparingly to avoid igniting a volatile situation with another driver.

No matter how safe you are, sometimes you can’t avoid an accident due to someone else’s carelessness. If you’ve been injured in a car accident, give us a call for a free consultation. We’ll fight to get your maximum compensation for your injuries so you can put this accident behind you.


How Much More Can a Lawyer Get You?

June 22, 2016

As personal injury lawyers, we’ve spoken with a lot of accident victims over the years, many of which decided not to call a lawyer to handle their injury claim. Most wish they had, because several months after taking on the insurance company alone they found themselves in a financial crisis. It’s hard to fault them. After all, the insurance company offered them a quick check just weeks after their accident. How much more could a lawyer get them anyway? The answer could be a lot.

In our experience, here are the 3 main differences between the insurance company’s initial offers and the settlement amount a lawyer will pursue on your behalf.

  1. Medical expenses—There’s no way you can know just a couple weeks after your accident how much your long-term medical expenses are going to be. There could be dozens of future doctor’s visits, expensive tests, surgeries, and other unexpected treatment expenses. An experienced lawyer will take into account your current medical expenses and all future medical expenses when determining how much your claim is worth.
  2. Lost wages—If you’re injured, you’re probably out of work. For how long is yet to be determined. Don’t expect the insurance company to put compensation for that time off into their initial settlement offer. An attorney will.
  3. Pain and suffering—Your accident was traumatic. It has flipped your world upside down, and you deserve to be compensated for the pain it has caused you. Although that probably won’t be a factor in the insurance company’s initial offer, it’ll be a high priority for your personal injury attorney.

If you’ve been injured in a car accident, getting fair compensation for your injuries can be extremely difficult on your own. Call our experienced Indiana car accident attorneys today. We know what this accident is going to cost you and we’ll do everything within our power to get you maximum compensation from the insurance company. Don’t go it alone. Call us today.


Tips for Giving Testimony in a Personal Injury Trial

June 08, 2016

As our personal injury client, we’ll do everything within our power to get you maximum compensation in the least amount of time. Best-case scenario, we’ll settle your case with the insurance company outside of court. However, if the insurance company refuses to do the right thing, we’ll have to take the fight into the courtroom. In that case, chances are you’ll have to testify at some point in the trial. That testimony is vital to your case, so it’s important that you are properly prepared.

Here are 5 tips for giving good testimony in a personal injury trial:

  1. Tell the truth. The witness stand is not a place to embellish facts or change your story. Inconsistency never plays well with the jury, so stick to the facts and only the facts.
  2. Don’t volunteer new information. One of the questions from the opposing attorney may make you remember something you hadn’t disclosed previously. Even if it could potentially help your case, don’t volunteer new information on the witness stand. Consult with your attorney after you’ve stepped down.
  3. Stay calm. The opposing attorney may attempt to get you frustrated or impassioned with his/her questions in an attempt to make you seem volatile or untrustworthy. Don’t fall for it. Answer his/her questions without attitude or sarcasm, and never lose your temper.
  4. Sit up straight. Appearance matters in court. To the extent you are able, try not to slouch in the seat. Sit up straight and speak confidently. The facts are on your side, so you have no reason to cower.
  5. Correct your mistakes. If you happen to misspeak, be sure to correct yourself. It’s better for you to set the record straight on your own accord than for the opposing counsel to force you to.

Well before you step up to the witness stand, your Stewart & Stewart attorney will thoroughly prepare you for the experience. Our job is to make sure you feel comfortable and confident up there, and we’ll give you everything you need so you’re properly prepared.