Archive for the ‘ Auto Accident ’ Category

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20
Jul

What “Fair” Means to the Insurance Company

July 20, 2016

At Stewart & Stewart, we spend a lot of time talking about fair. In fact, we’ve spent our entire careers in the pursuit of fair compensation for our clients. Fair doesn’t mean inflated or unwarranted. Fair means fair. We don’t seek more damages than our clients deserve. When we go to the insurance company with a demand, we truly believe our client is entitled to that amount, and we’ll fight tooth and nail to make sure they get it.

But what does fair mean to the insurance company? In our experience, their initial offers seldom seem fair, nor do their second. Perhaps the word “fair” doesn’t have the same positive connotations to them as it does for us. Fair eats into their profits. Fair jeopardizes their business model. Yet their marketing teams spend millions of dollars every year assuring the public that they’ll treat them fairly. Contradiction? We think so.

If you’ve been injured, call our experienced Indiana personal injury lawyers today for a free consultation. We have more than 30 years of experience fighting the insurance companies for fair compensation, and we’re ready to put that experience to work for you. Don’t settle for less by going it alone. Contact us today.

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13
Jul

How to Defuse Road Rage in Indianapolis

July 13, 2016

Road rage is a leading cause of car accidents. When emotion takes over, common sense is usually the first thing to go. At Stewart & Stewart, we see the devastation aggressive driving can inflict on a community, which is why we would like to offer the following tips for defusing road rage before it causes an accident.

  • Move over—One of the most dangerous, not to mention annoying, forms of aggressive driving is tailgating. When someone gets right on your bumper and stays there, avoid the urge to respond in kind by speeding up, or worse, slamming on your brakes. Instead, simply move over a lane and let them pass. Don’t let their hurry force you into a perilous position.
  • Keep your cool—No matter what someone else on the road is doing, you have the power to react in a calm and collected manner. If someone aggressively engages you with their vehicle or in an otherwise threatening manner, don’t engage them back. Instead, keep your cool and separate yourself from them.
  • Use your horn only when necessary—The car horn is intended to be used to warn other drivers of potential danger, not as a weapon. Use your horn sparingly to avoid igniting a volatile situation with another driver.

No matter how safe you are, sometimes you can’t avoid an accident due to someone else’s carelessness. If you’ve been injured in a car accident, give us a call for a free consultation. We’ll fight to get your maximum compensation for your injuries so you can put this accident behind you.

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22
Jun

How Much More Can a Lawyer Get You?

June 22, 2016

As personal injury lawyers, we’ve spoken with a lot of accident victims over the years, many of which decided not to call a lawyer to handle their injury claim. Most wish they had, because several months after taking on the insurance company alone they found themselves in a financial crisis. It’s hard to fault them. After all, the insurance company offered them a quick check just weeks after their accident. How much more could a lawyer get them anyway? The answer could be a lot.

In our experience, here are the 3 main differences between the insurance company’s initial offers and the settlement amount a lawyer will pursue on your behalf.

  1. Medical expenses—There’s no way you can know just a couple weeks after your accident how much your long-term medical expenses are going to be. There could be dozens of future doctor’s visits, expensive tests, surgeries, and other unexpected treatment expenses. An experienced lawyer will take into account your current medical expenses and all future medical expenses when determining how much your claim is worth.
  2. Lost wages—If you’re injured, you’re probably out of work. For how long is yet to be determined. Don’t expect the insurance company to put compensation for that time off into their initial settlement offer. An attorney will.
  3. Pain and suffering—Your accident was traumatic. It has flipped your world upside down, and you deserve to be compensated for the pain it has caused you. Although that probably won’t be a factor in the insurance company’s initial offer, it’ll be a high priority for your personal injury attorney.

If you’ve been injured in a car accident, getting fair compensation for your injuries can be extremely difficult on your own. Call our experienced Indiana car accident attorneys today. We know what this accident is going to cost you and we’ll do everything within our power to get you maximum compensation from the insurance company. Don’t go it alone. Call us today.

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8
Jun

Tips for Giving Testimony in a Personal Injury Trial

June 08, 2016

As our personal injury client, we’ll do everything within our power to get you maximum compensation in the least amount of time. Best-case scenario, we’ll settle your case with the insurance company outside of court. However, if the insurance company refuses to do the right thing, we’ll have to take the fight into the courtroom. In that case, chances are you’ll have to testify at some point in the trial. That testimony is vital to your case, so it’s important that you are properly prepared.

Here are 5 tips for giving good testimony in a personal injury trial:

  1. Tell the truth. The witness stand is not a place to embellish facts or change your story. Inconsistency never plays well with the jury, so stick to the facts and only the facts.
  2. Don’t volunteer new information. One of the questions from the opposing attorney may make you remember something you hadn’t disclosed previously. Even if it could potentially help your case, don’t volunteer new information on the witness stand. Consult with your attorney after you’ve stepped down.
  3. Stay calm. The opposing attorney may attempt to get you frustrated or impassioned with his/her questions in an attempt to make you seem volatile or untrustworthy. Don’t fall for it. Answer his/her questions without attitude or sarcasm, and never lose your temper.
  4. Sit up straight. Appearance matters in court. To the extent you are able, try not to slouch in the seat. Sit up straight and speak confidently. The facts are on your side, so you have no reason to cower.
  5. Correct your mistakes. If you happen to misspeak, be sure to correct yourself. It’s better for you to set the record straight on your own accord than for the opposing counsel to force you to.

Well before you step up to the witness stand, your Stewart & Stewart attorney will thoroughly prepare you for the experience. Our job is to make sure you feel comfortable and confident up there, and we’ll give you everything you need so you’re properly prepared.

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25
May

The No Fee Guarantee Makes It Easy

May 25, 2016

Stewart & Stewart has been helping accident victims in Indiana for decades. We’re known for our exceptional customer service and our ability to get our clients results in the least amount of time. That reputation was built on years of extending a helping hand to every person who comes through our doors. However, it’s up to the client to take the first step, which is why we make it easy to get the help you need with our No Fee Guarantee.

The No Fee Guarantee is a promise we extend to all of our clients. It states that if we don’t win your case, you don’t owe us anything. That means no upfront costs or fees will be asked of you, so you can focus on what’s most important—your recovery. People come to us because they are worried about their financial futures after an accident. The No Fee Guarantee gives them access to experienced legal representation without the risks of hiring an expensive, charge-by-the-hour law firm.

If you’ve been injured in a car accident, do what hundreds of accident victims have done before you and give us a call. Our experienced Indiana car accident attorneys will protect your rights to compensation and fight to get you every dollar you deserve. All the while, you’ll have the peace of mind of knowing if we don’t win, you don’t pay. That’s the No Fee Guarantee.

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18
May

3 Things You Get with a Free Consultation

May 18, 2016

If you’ve seen our commercials or read our blog, you probably know that we offer every single person who comes through our doors a free consultation. However, you may not know what a free consultation entails. Here are three things you get with a free consultation from Stewart & Stewart.

Evaluation of Your Case—When you call our firm, our legal professionals will review the details of your accident to determine whether or not we think you have a case. If we think you do, we’ll gladly offer our services.

Access to Information—Whether or not we take your case, we’re happy to give you all the information you need to make the right next steps, including referring you to another firm that specializes in cases like yours. Our main objective is getting you the help you need.

Peace of Mind—There’s nothing worse than wondering months down the road if things would have been different if you had called a lawyer. Thankfully, we make it easy by offering a free consultation. Learning your options from a legal professional can give you confidence in taking your next steps, which can make all the difference after an accident.

No matter your circumstances, if you’ve been injured, you’re entitled to a free consultation with our firm. Don’t wait to get the help you need. Give us a call today

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11
May

Tips for a Good Deposition

May 11, 2016

One of the most important parts of the injury claim process is the deposition. It can also be one of the most nerve-wracking for the injury victim. It’s your first opportunity to tell your side of the story under oath, which makes some folks nervous. A deposition is important to your case, but it’s simply a conversation. If you stick to your story, speak with confidence, and remember the following tips, you should be fine.

Tell the truth. You gain nothing by embellishing or fabricating information in a deposition. Stick to the facts and don’t be afraid to say, “I don’t know” or “I can’t recall.” Guessing is never the way to answer a question.

Take your time. Don’t feel like you have to rush to answer every question. Fully process what the opposing attorney has asked before formulating your answer.

Correct yourself. If you misspeak, don’t assume the opposing attorney didn’t pick up on it. He/she is listening for any discrepancies in your story and will use it against you at trial. Don’t be afraid to set the record straight during the deposition, even if the opposing attorney has moved on. Simply say, “I would like to modify my answer.” It’s better to correct yourself in the deposition than in front of a jury at trial.

Depositions can be intimidating, but like every step in the injury claim process, your experienced Stewart & Stewart attorney will be right by your side the entire time, so you have nothing to worry about.

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4
May

Common Misconceptions About Calling a Lawyer

May 04, 2016

Some people won’t call a lawyer after an accident because they think filing a lawsuit is going to cost them time and money. After practicing law for more than 30 years in Indiana, our attorneys would say the opposite is actually true. Let’s break these two misconceptions down one at a time.

Calling a lawyer will cost you lots of time. Most accident victims want to put their accident behind them as quickly as possible, and that’s understandable. They’re afraid that a lawsuit will draw it out for months, requiring them to invest massive amounts of time throughout the process. That’s not usually the case. The advantage of getting an experienced law firm on your side is that they do all the heavy lifting. From fully investigating your case to filing all the necessary paperwork along the way, you have a team working on your behalf so you can dedicate your time to getting better.

Calling a lawyer will cost you lots of money. Many accident victims will receive a settlement offer from the insurance company whether or not they secure a lawyer. The problem is, this offer will more than likely be for much less than they deserve. Without an experienced lawyer on your side who knows how to get maximum compensation out of the insurance company, you could be settling for much less than it’s going to take to get you out of the this dilemma. In our experience, not calling a lawyer will cost you more money in the long run and potentially put your family in a financially tough spot.

If you’ve been injured, call our Indiana car accident attorneys today. We’ve been helping members of our community get the compensation they deserve in as little time as possible for more than 30 years, and we’re ready to help you too.

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13
Apr

Injury Claims: Time Is Not On Your Side

April 13, 2016

You might think you have a lot of time to consider your options after a car accident, but the truth is, you don’t. Here are 3 ways taking your time to call an attorney after an accident can put you in a tough situation.

Statute of Limitations—There are deadlines for filing injury claims. If you wait too long to call an attorney, you could compromise your chances of getting any compensation at all.

Insurance Company’s Case—The one thing standing between you and a fair settlement after an accident is the insurance company. While you’re waiting to call an attorney, the insurance company is building a case against you. Their goal is to pay you as little as possible for your injury claim. Giving them a head start on figuring out how to make that reality is never a good idea.

Medical Expenses—The longer you wait to call a lawyer, the more medical expenses are going to stack up. Many firms will front the cost of your medical treatment so you have no initial upfront costs. Otherwise, you’re on your own to pay them and make ends meet at the same time.

Time can be the biggest factor in how much you get for your injury claim, which is why most our clients call within days of their accident. Don’t wait to get the help you need. Call our Indiana car accident attorneys today and we’ll get started on your case immediately.

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30
Mar

Dear Insurance Adjuster

March 30, 2016

Everybody deserves a second chance, and at Stewart & Stewart, that’s exactly what we provide.

We understand the pressure you feel at work–the constant mandate to make as much profit as possible regardless of how it impacts the people involved. It’s your job and we understand. That’s why we give insurance adjusters just like you second, third, and even fourth chances to get it right.

You know our firm’s reputation for helping accident victims. You know we’re not going to settle for less than our client deserves. Your insurance company owes our client a fair settlement for their injuries, and we won’t stop until we get it for them. That means money to pay their current and future medical bills. It means compensating them for their lost wages. It means taking into account their pain and suffering rather than brushing it off as not your responsibility.

If you don’t get it right on your first settlement offer, we’ll give you a second chance. In fact, we’ll keep saying “that’s not enough, do it again” until you come back with an offer that fairly compensates our client.

We’re not going anywhere. Our client’s not going anywhere. The sooner you realize that, the sooner you can put this accident behind you.

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